Investment calculator
SIP Calculator
Calculate how much your monthly SIP investments will grow over time with the power of compounding returns.
Monthly SIP amount₹10,000
₹500₹2L
Investment duration15 years
1 yr40 yrs
Expected annual return12%
4%20%
Estimated corpus
₹50.0L
Total wealth at maturity
Total invested₹18.0L
Returns earned₹32.0L
Wealth ratio2.8x
Corpus growth over time
Invested
Returns
₹50L
Corpus
64%
Return %
₹18L
Invested
Investment calculator
Step-up SIP Calculator
Increase your SIP by a fixed % every year matching your income growth. See how much more wealth you build vs a flat SIP.
Starting monthly SIP₹10,000
₹1K₹1L
Annual step-up %10%
1%30%
Duration20 years
1 yr40 yrs
Expected return12%
4%20%
Step-up SIP corpus
₹2.05Cr
vs flat SIP corpus
Flat SIP corpus₹98.9L
Extra wealth from step-up₹1.06Cr
Final year monthly SIP₹67,275
Step-up vs flat SIP comparison
Step-up SIP
Flat SIP
2.1x
Wealth multiplier
₹57L
Total invested
72%
Returns share
Investment calculator
Lumpsum Calculator
See how a one-time investment grows over time with the power of compounding. Perfect for bonuses, inheritance, or windfalls.
Investment amount₹5L
₹10K₹1Cr
Investment duration10 years
1 yr40 yrs
Expected annual return10%
4%20%
Future value
₹12.97L
Total value at maturity
Amount invested₹5L
Returns earned₹7.97L
Growth multiple2.59x
Investment growth year by year
₹12.97L
Future value
159%
Total return
₹7.97L
Gain
Investment calculator
SWP Planner
Plan your post-retirement monthly income. See how long your corpus lasts and what's a safe monthly withdrawal amount.
Total corpus₹50L
₹5L₹5Cr
Monthly withdrawal₹30,000
₹5K₹5L
Annual return on corpus8%
4%15%
Corpus lasts for
18.2 yrs
Before complete depletion
Total withdrawn₹65.5L
Interest earned₹15.5L
Safe withdrawal rate7.2%
Corpus depletion over time
YearOpeningWithdrawnClosing
Show all ↓
Investment calculator
Inflation Impact
Inflation silently erodes purchasing power. See what your money is really worth — and how much you need to invest to stay ahead.
Current monthly amount₹50,000
₹5K₹5L
Inflation rate6%
2%12%
Time period20 years
1 yr40 yrs
Return to beat inflation12%
4%20%
Future equivalent needed
₹1.60L
To match today's purchasing power
Purchasing power loss68.7%
Real value of money today₹15,640
Real return (after inflation)5.66%
Purchasing power over time
Nominal
Real (after inflation)
If invested
Loan & EMI calculator
EMI Calculator
Calculate your monthly EMI for any loan type. Switch between home, car, personal, business, and education loans instantly.
Select loan type
Typical rate: 8.5% – 9.5% · Max tenure: 30 years
Home
Car
Personal
Business
Education
Custom
Loan amount₹50L
₹50K₹5Cr
Annual interest rate8.5%
5%24%
Loan tenure20 years
1 yr30 yrs
Compare scenarios
See 3 rate/tenure options
Home loan tips
Monthly EMI
₹43,391
for 20 years · Home Loan @ 8.5%
Principal₹50L
Total interest₹54.1L
Total payment₹1.04Cr
Interest to loan ratio108%
Breakdown
Pie
Yearly
Balance
₹1.04Cr
Total cost
Principal
Interest
Principal₹50L
Interest₹54.1L
YrEMI paidPrincipalInterestBalance
Show all years ↓
Loan & EMI calculator
Child Education Planner
Education costs rise at 10–12% per year. Plan how much SIP or lumpsum you need today to fully fund your child's higher education.
Child's current age5 years
0 yrs17 yrs
Age at higher education18 years
16 yrs25 yrs
Current education cost₹20L
₹1L₹1Cr
Education inflation10%
5%15%
Investment return12%
6%18%
Future education cost
₹51.7L
13 years from now
Monthly SIP needed₹14,200
Lumpsum needed today₹12.6L
Education cost multiplier2.59x
Corpus build-up year by year
Loan & EMI calculator
Retirement Planner
Estimate how much corpus you need to retire comfortably — accounting for inflation — and the monthly SIP required to get there.
Current age30 years
2060
Retirement age60 years
4070
Monthly expenses today₹50,000
₹10K₹5L
Expected return12%
6%18%
Required retirement corpus
₹5.45Cr
At 6% inflation assumption
Years to retirement30 years
Monthly SIP needed₹16,300
Inflated monthly expense₹2.87L
Corpus accumulation over time
Retirement planning tips
Start as early as possible — 10 extra years of compounding can double your corpus.
Account for healthcare inflation which can be higher than general inflation.
Consider NPS for extra tax benefits under Section 80CCD(1B) — ₹50,000 additional deduction.
Shift to lower-risk debt funds gradually as you approach retirement age.
Loan & EMI calculator
Goal-based SIP Planner
Know exactly how much SIP you need to achieve any financial goal — whether it's a home, car, vacation, or wealth target.
Target amount₹50L
₹1L₹5Cr
Time to achieve goal20 years
1 yr40 yrs
Expected annual return12%
4%20%
Required monthly SIP
₹5,022
To achieve your goal
Total to invest₹12.05L
Returns component₹37.95L
Investment efficiency76%
Corpus growth towards goal
Popular financial goals
Child's education — Plan 15–20 years in advance with disciplined SIPs.
Home purchase — Build a down payment corpus over 5–10 years.
Retirement — Start early and let 30+ years of compounding do the work.
Business capital — Build a reserve fund systematically before launching.
Ready to act on these numbers?
Our advisors will build a personalised investment plan tailored to your goals.